Tuesday, September 16, 2008

Report Worker's Comp Fraud in Florida

We receive a steady flow of calls and emails from people asking where to report worker's compensation fraud in Florida. The state agency that handles this is the Florida Department of
Financial Services-Fraud Division. They have set up a hotline to take calls concerning workers fraud. The number is:

TO REPORT FRAUD:
Call 1-800-378-0445

Their agents oversee and enforce Florida statue 440.105 which covers the three basic types of worker's comp fraud. The first two apply to employers. Employers who lie and submit an altered or false certificate as proof of coverage for workers’ compensation insurance or a false “exempt” certificate. The state does allow some exemptions from the workers comp laws and some employers will lie to save the money. This puts their employees at risk and opens them up to arrest and civil suits. The second are employers who "misclassify" their employees to save on rates. In other words, they state that their employees are in a job or position such as sales rep when they are really cell phone tower workers. The higher the chance of injury or death, the higher the rates that they must pay. These rates can be substantially higher and may cause some less than honest employers to try to save money by lying.

The final type of fraud is the one most seen and reported by the general public. Someone that is drawing a check from the comp program that isn't really injured. At times, they can even get doctors to go along with the lie and there have even been "rings" that do this that have been busted.

Worker's compensation fraud is very real and costs all of us dearly in the long run. Therefore, it is easy to report and may even involve a reward. You can learn more about comp fraud in Florida by visiting this website:

http://www.myfloridacfo.com/fraud/

We all need to do our part and fight these fraudulent activities.

Until next time.

Florida Private Investigator Services